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ShareNet is not insurance. It is a not-for-profit organization and does not guarantee payment of members’ medical bills. ShareNet is not regulated as insurance. Certain states require health sharing organizations to publish a disclosure to more clearly be exempted from insurance regulation. While ShareNet is not insurance and therefore, need not necessarily qualify for such exemptions, ShareNet has elected to publish these exemptions. You can review the disclosure required for the state where you reside here: View Disclosures. Privacy Terms & Conditions